Ruth Bushiwrites about student money and university life. She's the author of several editions of The Student Money Manual.
Making ends meet may feel especially challenging right now. There are things that can help. This page explains where to find extra funding for living costs.
For many students, managing money at university can be an uphill battle. Lots of costs may be more expensive than you were expecting, especially because of changes to the cost of living, and it may be the first time you’ve had to budget.
Don’t worry. By the end of this article, you’ll know where to look for support, advice or extra funding for living costs.
Remember, what you can claim will depend if you’re a UK, EU or international student, and whether you study full or part time. Contact your university if you need help understanding your eligibility.
Try these first
It’s really worth making a budget. This shows how you’re coping financially, and can help identify ways to make ends meet. Some funders will ask to see your budget, so doing it now could speed things up.
Other things to keep in mind:
Keep bank statements, ID, student finance paperwork or details about household income (yours or your parents') to hand.
Many of these are calculated automatically when you apply for your course. But if your circumstances have changed (for instance, because your household income has dropped), you may now be eligible for extra help. Mention anything you think could be relevant to receiving financial support.
This applies to the maintenance loan, too. Just remember that payouts may be slow, so try other options at the same time.
Look for charity funds
Some universities compile funding sources for all students, not just their own. These resources from LSE and St George’s Medical School are a good start.
The Turn2Us grant finder can help you find funding by region or circumstance (including gender, age, low income and nationality).